Breast Cancer Awareness

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Statistics show that 1 in 8 women will be affected by Breast Cancer in their lives. Studies show early detection is key to treating the disease, and mammograms are one of the most effective methods to do this. Mammography is one of the Essential Health Benefits in the Affordable Care Act, and now is one of  the free annual preventable exams on health insurance plans.
While women primarily get breast cancer, men are not immune. About 1% of breast cancer occurs in men. Survival rates are about the same for both sexes, however, men usually find the disease in its later stages because they don’t usually recognize the symptoms. For more information about what to look for and risk factors that might affect you go to National Breast Cancer Foundation, Inc. at:

Two Up-Coming Enrollment Periods For Health Coverage

bronze-medicine-symbol.jpg       There are two Health Insurance Enrollment Periods coming up in the next two months. The first one starts October 15 and goes to December 7, 2014. It is the Annual Enrollment Period for Medicare Members to change their Medicare Advantage Plans or their Part D Drug Plans. If your medications have changed during the year, it is a good time to re-evaluate your coverage. The plan selection you make will replace your current plan and go into effect on January 1, 2015.

     The second Enrollment Period is November 15 through February 15, 2015 and is for those under 65 who are not covered through an employee group health plan. If you want to change your health plan, either on or off the Covered California exchange, this is the period of time you can do it without a qualifying event. If you already have a plan on the exchange, you can keep your current coverage if you have had no changes in income which would disqualify you for your premium subsidy.